Live cash visibility for $10M–$50M companies

Your cash position. Every morning.

Every bank, your QuickBooks, and a live 13‑week forecast — consolidated automatically. No bank logins. No spreadsheets. In your browser or inside Excel.

Demo loads in 3 seconds No credit card for 14-day trial Read-only via Plaid
4+ hrs
saved per week
13 weeks
cash visibility
< 1 hr
to go live
treasuryflow.app/dashboard
Net Cash Position · Today
$2,847,392
+$184K this week · across 7 accounts
Live
Wk 1Wk 4Wk 8Wk 13
Account Today Δ
CH Chase Operating $1,284,920 +$42K
BA BofA Reserve $892,148 +$118K
WF Wells Payroll $670,324 −$31K
All banks synced
Last refresh · 2 min ago
AI Forecast
Payroll on the 15th is fully covered with $63K buffer — even if ACME slips.
Built on infrastructure trusted by

What your morning routine
actually costs you.

Adjust for your setup. We'll show you the math.

1 3 12
5 min 15 min 45 min
Monthly hours spent manually
15.0 hrs
Cost at $75/hr (your time)
$1,125
TreasuryFlow
$399/mo
Your annual savings
$9,912
You're spending 3.8× more doing this manually than TreasuryFlow costs.
Built For

The CFO who's tired of the morning bank-portal marathon.

3+ bank accounts

You're logging into Chase, then JPMorgan, then your payroll account. Copying balances into a spreadsheet. Every. Single. Morning. TreasuryFlow pulls all of them automatically via Plaid.

$10M-$50M revenue

Too big for QuickBooks cash-on-hand. Too small for a six-figure treasury platform. TreasuryFlow gives you enterprise-grade cash visibility for $399/month — put it on a corporate card and be live today.

Board wants a forecast

Your board asks for a 13-week cash forecast every meeting. You're building it manually in Excel. TreasuryFlow generates it automatically from your actual bank data — and updates it daily.

Built for CFOs

Your morning cash routine,
automated.

Banks, ledger, forecast — done before your first meeting.

Projected Balance: $142,500

Forecasts that build themselves.

The 13-week model your board demands, updated automatically from real bank data. Projections shift dynamically. Variance gets flagged. You just read it.

Multi-Bank Pacing

Plaid feeds from every account, combined into one true weekly run-rate. No averaging. No manual work.

AI Smart Books

Gemini AI categorizes every transaction. Thousands of lines become a clean P&L — instantly.

Full dashboard. No Excel required.

Sign in with Google. See cash, runway, and your 13-week forecast in seconds — on any device. Excel and web stay in perfect sync.

Open the dashboard free →
TreasuryFlow · Web Dashboard
Cash Balance
$284K
↑ $12K this week
Runway
14.2 mo
Healthy
Weekly Pace
$68K
+8% vs prior
Acme Corp+$42,000
AWS−$2,847
Gusto Payroll−$31,200

QuickBooks Online Sync

Real AR/AP from your books, not estimates. Two-way sync — push journal entries, pull invoices, auto-reconcile.

AI Analyst & Scenario Flow

Ask it anything. Detect runway erosion, stress-test scenarios, or uncover exactly what you're burning on SaaS fees — in plain English.

Watch the AI extract variance data →
"Will I make payroll on the 15th if we lose ACME Corp?"
Yes. Even netting out the $42K drop from ACME Corp, you will successfully process your $110K payroll run with a $63K safety buffer remaining.
See It In Action

Watch the routine disappear.

Live bank data, live forecast, live alerts. No login needed to watch.

TreasuryFlow_CashFlow.xlsx — Excel
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Connected
Two Ways to Get Started

Browser or Excel.
Your call.

Same data. Same AI. Same forecast. Pick how you work — or use both.

Most CFOs are live in under 1 hour
Recommended · Instant access
Start in Your Browser
Sign in with Google, connect via Plaid, see your full dashboard in minutes. No download. Any device.
1 Click "Start Free Trial" and sign in with Google
2 Connect your banks securely via Plaid — takes 60 seconds
3 Your dashboard populates automatically — cash, runway, forecast
Start Free in Browser

No credit card · 14-day free trial · Cancel anytime

Or see a live demo first — no signup →

or
Power users · Excel native
Open Inside Excel
The only CFO dashboard that lives inside Excel. Download a .xlsx — no macros, no IT ticket — and TreasuryFlow appears as a native task pane.
1 Download the pre-formatted .xlsx file — no macros, no permissions
2 Open in Excel — the TreasuryFlow panel appears automatically on the right
3 Connect banks, hit "Populate Ledger" — live data fills your sheet
Download Excel Add-in

Regular .xlsx file · Microsoft Excel required · macOS & Windows

Privacy-First Architecture

Your ledger gets exact amounts.
Everything else gets buckets.

Exact figures go to your dashboard and Excel — nowhere else. Categorization, ML, and logs only ever see magnitude ranges. Never raw numbers.

Your Transaction
$847.32
Categorize
Size Category
MEDIUM
$100 — $1,000
Protect
For ML / Logs
MEDIUM
Exact → Excel only
MICRO
< $10
SMALL
$10 — $100
MEDIUM
$100 — $1,000
LARGE
> $1,000
Pricing

One plan. Everything included.

No per-seat fees. No usage caps. No surprises.

Monthly Annual Save 17%
$ 399 /month

Full treasury automation. One flat price.

Core

  • Unlimited bank accounts & institutions
  • Daily collections & weekly pace tracking
  • Cash position alerts & burn rate monitoring
  • Working capital KPIs (DSO, DPO, CCC)

Forecasting

  • 13-week AI cash forecast with confidence bands
  • Variance analysis & anomaly detection
  • Scenario planning & stress testing
  • Cash runway & burn analytics

AI & Automation

  • AI Treasury Assistant (natural language)
  • Bank fee analyzer & savings recommendations
  • AR aging intelligence & collection predictions
  • Vendor payment optimizer

Reporting

  • Native Excel Add-in delivery
  • Board-ready report export
  • Morning Cash Digest — 7am daily email brief
  • Cash Health Score — shareable CFO grade card

Security

  • Accountant invite — view-only CPA access
  • Bank-grade encryption · Read-only access
Start Free Trial — No Credit Card Required

Start in your browser instantly, or download the Excel add-in

Cancel anytime · Instant access · No commitment

+ Smart Books Add-on +$100/mo

AI bookkeeping that auto-categorizes every transaction, generates instant P&L statements, and exports QuickBooks-ready CSV files. Replace your $500/mo bookkeeper.

How We Stack Up

TreasuryFlow vs the alternatives

Feature
TreasuryFlow
$399/mo
Accounting-Based Tools
$99–$249/mo
Enterprise Treasury
$2,000+/mo
Live bank data (not just accounting)
Native Excel Add-in
13-week AI cash forecast
Setup time <1 day 1–2 days 2–4 weeks
AI assistant (natural language queries)
Morning digest email
Price $399/mo $99–$249/mo $2,000+/mo

Accounting-based tools depend on your bookkeeping being current. Enterprise platforms typically require multi-week onboarding and annual contracts.

Built for How CFOs Actually Grow

The CFO stack,
not a spreadsheet.

Health scores, daily digests, CPA access — all included.

Cash Health Score

A-F grade, updated daily. Share with investors and banks. They see your health — not your numbers.

Shareable · Zero-PII

Morning Digest

7am ET. Net cash, runway, inflows, alerts. Everything you need before your first meeting — without logging into a single bank.

7am ET · Daily Habit Loop

Invite Your Accountant

One click. Your CPA gets view-only access. No account creation, no shared passwords, no security debt.

View-Only · No Account Required
Frequently Asked Questions

Common questions, straight answers.

How is TreasuryFlow different from accounting-based cash flow tools?

Most cash flow tools read your accounting software — so your cash position is only as current as your last journal entry, often 24–48 hours behind. TreasuryFlow connects directly to your bank accounts via Plaid, so your cash position is live the moment transactions clear. It also works as a native Excel Add-in, so you never leave the tool you already use.

Is my bank data safe? What access does TreasuryFlow have?

TreasuryFlow uses Plaid for bank connectivity — the same infrastructure used by Venmo, Robinhood, and thousands of other financial apps. The connection is read-only: TreasuryFlow can see your transactions and balances, but cannot initiate transfers or modify your accounts. All data is encrypted at rest and in transit.

How long does setup take?

Most CFOs are live in under an hour. Sign in with Google, connect your banks via Plaid (10–15 minutes per institution), and your first cash position and 13-week forecast populate automatically. Your forecast becomes more accurate over 2–4 weeks as TreasuryFlow learns your cash patterns. No IT ticket, no implementation team, no professional services fee.

Can I connect multiple bank accounts across different institutions?

Yes — unlimited bank accounts and institutions are included on all plans at no extra cost. TreasuryFlow connects to 12,000+ US financial institutions via Plaid, including Chase, Bank of America, Wells Fargo, US Bank, PNC, Citi, and most regional and community banks. All accounts consolidate into one cash position view and one 13-week forecast.

What's included in the $399/month price?

Everything: unlimited bank accounts, daily cash position, 13-week AI forecast, variance alerts, native Excel Add-in, Google Sheets Add-on, web portal dashboard, morning digest emails (7am ET), AI treasury assistant, accountant invite access, cash health score, QuickBooks Online sync, and scenario planning. One flat price, no per-seat fees, no usage caps.

What happens to my data if I cancel?

You can export all your data to Excel before canceling. After cancellation, your Plaid bank connections are revoked and your data is deleted from our servers within 30 days per our privacy policy. You can cancel any time from your account settings — no phone call, no cancellation fee, no notice period required.