No per-seat fees. No usage caps. No implementation invoice. Cancel anytime.
Full treasury automation. One flat price. Save $804 per year vs monthly.
Start 14-day free trial →No credit card required · Cancel anytime
Most alternatives either live behind stale accounting data or behind a six-figure contract. TreasuryFlow is designed for the $10M–$50M company in between.
| TreasuryFlow | Accounting-based ($99–$249/mo) |
Enterprise treasury ($2,000+/mo) |
|
|---|---|---|---|
| Live bank data (not accounting-based) | |||
| Native Excel Add-in | |||
| 13-week AI cash forecast | Limited | ||
| Setup time | <1 day | 1–2 days | 2–4 weeks |
| Morning digest email | Custom | ||
| Per-seat fees | None | Varies | Yes |
| Annual contract required | No | No | Yes |
| Price | $332–$399/mo | $99–$249/mo | $2,000+/mo |
Competitor features and pricing last verified April 2026. Subject to change. Report an inaccuracy.
No freemium, but we offer a 14-day free trial with full feature access and no credit card required. We also have a free 13-week cash forecast Excel template you can use whether you subscribe or not.
No. The $399/mo (or $332/mo annual) price covers unlimited bank accounts, unlimited users, unlimited forecasts, and unlimited transactions. We will never meter you.
We email you 3 days before your trial ends. If you don't add a payment method, the account pauses — we don't auto-charge. Your data is preserved for 30 days if you change your mind.
One upfront payment of $3,984 for 12 months ($332/month equivalent). You save $804 compared to the monthly plan. If you cancel within the first 30 days, we refund the full annual amount. After 30 days, you keep your access through the end of the paid period but we don't pro-rate refunds.
Credit card (via Stripe) is the default. For annual plans $3,984+, we can invoice you for ACH or wire. Email michael@pantollventures.com.
Month-to-month — cancel anytime from your Settings page. No phone call required, no cancellation fee, no notice period. You keep access through the end of the paid period. Annual plans: full refund in first 30 days, no pro-rata after.
Yes. Registered 501(c)(3) nonprofits and pre-seed startups (less than $500K raised, less than 12 months old) get 50% off. Email michael@pantollventures.com with a one-liner about your org.
Yes, plus a referral program. See the accountants page.
14 days, full access, no credit card. If TreasuryFlow doesn't save you an hour a week, don't pay us.