Stop opening four bank tabs every morning. TreasuryFlow consolidates your bonding bank, operating account, and performance-bond escrow into one live 13-week cash forecast.
Most construction CFOs we talk to spend 45+ minutes Monday–Friday compiling a cash position across 3–6 banks plus the bond escrow. The bond agent calls and you say "let me get back to you."
Logging into BB&T, Chase, the surety's escrow portal, and your AR aging by hand. Rebuilt from scratch every morning.
Sub-contractor pay app slips and you don't see it for two days. Retainage releases hit and you miss them. Surety wants weekly numbers — you build them weekly.
Your 13-week cash forecast is built in Excel from snapshots a week old. Every Monday you wonder which numbers are stale.
10 minutes. Sign in with Google, link bonding bank, operating, payroll, escrow. Plaid handles auth — we never see passwords.
Mark each account: Operating, Bonding, Escrow, Payroll, Retainage. Your dashboard groups by role automatically.
13-week rolling forecast. Bonding capacity tracked daily. Surety-ready weekly digest. Excel export anytime.
"We were tracking bonding capacity in three different bank portals plus a manual Excel sheet. TreasuryFlow gave me one number I could trust at 7 AM. My surety stopped asking weekly questions because the numbers landed in their inbox."
If your performance-bond escrow is held at a Plaid-supported bank, yes — we read the balance live. If it's at a surety-only portal that doesn't connect to Plaid, you can manually log the balance weekly and we'll roll it into the forecast.
The opposite. Our weekly digest format mirrors what surety underwriters expect — total cash, bonding capacity, AR aging, work in progress. Several agents have asked "can you send this every week?"
QuickBooks Online sync is live. Sage 300 (CRE) and Foundation are on the roadmap — message us with your stack and we'll prioritize. Procore project data comes via CSV import for now.
Retainage receivable shows separately in the dashboard. AR aging pulls from QBO. The 13-week forecast incorporates expected retainage releases as inflows when project milestones hit.
Trovata and Kyriba are excellent enterprise treasury platforms — and they're priced like it ($30K–$200K/yr, 6–12 month implementations). TreasuryFlow gives a $5M–$50M contractor 80% of what those tools do for $399/mo, live in an hour.
14 days free. No credit card. Live in under an hour.