Free calculator · For bookkeeping firms & fractional CFOs

How much capacity are you leaving on the table?

Most firm owners think they're maxed at 25–35 clients. They're not. They're maxed at the time the cash workflow eats. Plug in your numbers — see how many more clients you could take on if cash work took 5 minutes per client instead of 90.

$
$
Extra clients possible
if cash work drops to 5 min/client/wk
Annual revenue uplift
at your current avg client fee
Annual time recovered
across the whole firm

The math, in plain English

Hours/wk currently on cash work
Hours/wk after TreasuryFlow (5 min/client)
Hours/wk freed
TreasuryFlow cost (founder's club $79/client × current clients)
Net annual gain (uplift − tool cost − staff cost on retained work)
Common questions

Capacity math, explained.

Where does "5 minutes per client" come from?

That's the typical time-on-task in TreasuryFlow once you've connected a client's banks: open the multi-client dashboard, scan the per-client cash row, click into anything that looks unusual. The work that used to be "log into 4 portals, copy 4 balances into a sheet, send the client an email" collapses to "look at one screen." Real customer time-tracking on this is 3–7 minutes; we use 5 as a conservative midpoint.

Is the calculator assuming I want to grow?

No. The "extra clients possible" output is a capacity ceiling, not a forecast. If you don't want more clients, the freed hours can go to higher-margin work (advisory, fractional CFO retainers, year-end planning) — same math, different output line. The annual revenue uplift would then come from rate uplift on existing clients, not new client volume.

What's TreasuryFlow's actual cost for a firm?

$99/client/month for bookkeeping firms, billed monthly per active client, no per-seat fees. The first 5 firms to sign up before May 31, 2026 get $79/client locked in for life — that's the "founder's club" tier. See current seats available.

What if my staff doesn't actually want more clients added?

Then run the math the other way. If cash work goes from 45 min/client to 5 min/client across 22 clients, you're recovering ~14 hours a week. That's two days you don't have to hire for. Firm owners we've talked to do all three: take on a few more clients, raise rates 10–15% (the work is genuinely better), and stop hiring for cash work specifically.

How long does it take to set up per client?

Typical client onboarding: 12–18 minutes. The client sends Plaid invitations to their banks, your firm sees the data appear in your multi-client dashboard. No data export from QuickBooks. No CSV imports. See the full bookkeeper-firm walkthrough.

Stop being the bottleneck

See what TreasuryFlow looks like for your firm.

Watch the 60-second interactive demo (no signup), or jump straight to the founder's club tier — $79/client locked for life, 5 seats only.