First 50 owner-operators · lifetime rate · ironclad

$29/mo
for the first 50 founders.
Forever.

We're picking 50 owner-operators to be design partners. They lock in $29/mo Solo for as long as they stay subscribed. After 50, list price is $49/mo — the lifetime rate is gone.

Loading current seat count…
The 50 seats · public

Honest scoreboard.

No back-room deals. When a seat is claimed, this updates. When all 50 are taken, the rate goes to $49 list — no extensions, no exceptions.

What you save

$49 list × 12 = $588/yr. You pay $348.

List rate ($49/mo × 12 months) $588/year
Founders' Club rate ($29/mo × 12 months) $348/year
You save every year, forever $240/year

$240/year doesn't sound like a lot. At 5 years it's $1,200. And your rate is locked even if we raise the list price for new customers — because we will.

The Solo product

Everything in Solo. No asterisks.

Same product as the list-price Solo tier. The only difference is the price.

  • 1 bank account via Plaid — Chase, BofA, Wells, Mercury, Brex, 12,000+ US institutions. Read-only, no transaction capability.
  • Daily AI CFO digest — 6 AM email. Cash position, AR aging, top vendor movements, anomaly flags. Read in 90 seconds.
  • AI Treasury chat — ask your financials a question in plain English. "Will I have enough cash for payroll in 3 weeks?" gets a real answer.
  • Excel Add-in + Google Sheets export — live bank data in your existing spreadsheet. No new workflow, no new dashboard to learn.
  • 13-week rolling cash forecast — auto-built from 90 days of real bank history. Re-renders every morning. Export to Excel in one click.
  • Anomaly alerts — AI flags when a vendor's spend deviates 10%+ from baseline. You find out the morning after it hits your bank, not during month-end close.
  • AR aging — who owes you, how long, and what the aging trend looks like week over week.
  • Vendor intelligence — Gemini-categorized vendor spend with MoM comparisons, bank fee detection, and payroll pattern detection (Gusto, ADP, Paycor).
The honest version

Why we're offering this rate.

We're picking 50 founders to be design partners. Owner-operators at $1M–$10M who manage their own cash and live in Excel. People who will actually use the product on day 1 and tell us what's broken.

In exchange: you get a $20/mo permanent discount, and a 15-min onboarding call (optional — pure self-serve works fine if you'd rather just sign in and connect). After 50, list price is $49/mo and the Founders' Club rate is gone.

No subscription lock. No NDA. No obligation to give feedback (though we'd love it). Cancel any time. If you come back after cancelling, you're at list price — that's the only rule.

I built this because every owner-operator I know starts their day the same way: log into Chase, write down the balance, open a spreadsheet, do the math. It takes 30-45 minutes of their first hour. TreasuryFlow runs it automatically and puts the answer on your desk at 6 AM. The first 50 founders get the rate that makes the ROI math obvious.
The 1-page agreement

No fine print. Same as everyone else.

1

$29/mo flat

Single Plaid-connected bank, full Solo product. Same product list-price Solo gets — just the early-customer rate.

2

Lifetime locked

Rate stays $29 for as long as you stay subscribed. We can't grandfather more after the first 50 — that's the whole point.

3

Cancel any time

No annual lock. No exit fees. Cancel from billing in two clicks. If you come back later, you're at list price ($49) like everyone else.

4

Upgrade-friendly

Outgrow Solo (multi-bank, multi-entity)? Upgrade to Pro ($99/mo) or AI CFO ($199/mo) any time. Your $29 rate becomes a permanent $20/mo credit on the higher tier.

5

14-day free trial

No card required upfront. After 14 days, $29/mo kicks in. Cancel mid-trial and the seat returns to the pool. Your trial secures the rate.

6

Direct line

Founders' Club members get the founder's email. Feature requests get heard. The 15-min onboarding call is optional — self-serve works out of the box.

Who this is for

Best fit: $1M–$10M, 1 bank, owner-operated.

Good fit

  • Owner-operator doing your own cash management
  • $1M–$10M revenue, 1 operating account
  • Currently using Excel for cash tracking
  • Tired of logging into your bank every morning
  • Want a 13-week forecast without building one manually

Better on a higher tier

  • Multiple bank accounts (try Pro at $99/mo)
  • Multi-entity or holding company (AI CFO at $199/mo)
  • Bookkeeping firm managing multiple clients (Firm tier)
  • Fractional CFO with multiple client engagements

Not sure which tier fits? See the full tier comparison →

If a seat is open, take it.

14-day trial, no card required. Connect your bank, see your first 13-week forecast in under 10 minutes. If it's useful, keep going. If not, cancel — no seat charge.

When all 50 seats are claimed, this page stays up at $49/mo list price. The $29 rate is gone for good.

Common questions

Before you sign up.

What does "lifetime" actually mean?

As long as your subscription stays active, your rate is $29/mo. If you cancel and resubscribe later, you re-enter at list price ($49). The lifetime guarantee is to the subscriber, not the account — it doesn't transfer on sale.

Why only 50 seats?

50 gives us enough signal to learn from and is small enough to give each person meaningful founder-level attention. After 50, we move to list price for everyone — the economics of a sustained discount work because we keep the cohort small.

Do I need to add a credit card to claim a seat?

No. The 14-day trial is free, no card required. The seat is reserved when you start the trial. If you cancel before the trial ends, the seat returns to the pool and you owe nothing. After 14 days, $29/mo kicks in — at that point you add a card to continue.

What happens if I want to upgrade to Pro or AI CFO later?

Upgrade any time. Your $29 rate converts to a permanent $20/mo credit on whatever tier you move to. So Pro becomes $79/mo instead of $99. AI CFO becomes $179/mo instead of $199. The credit persists as long as you stay subscribed.

What's the catch?

You give us feedback if you want to. No formal obligation — no mandatory calls, no NPS surveys, no case-study commitments. We'd genuinely like to know what you find useful and what's broken, but we can't force it and wouldn't want to.

What if I only have a few hundred thousand in revenue?

Solo works for any size business with one bank account and a need for daily cash visibility. There's no revenue floor. The "$1M–$10M" guidance is where we think the product adds the most value — but if you're below that and feel the pain of manual bank-portal logging, the product still works for you.